Not a Budgeting App

Finance AI — AI-powered personal finance dashboard. Stop budgeting, start seeing where your money goes.

Stop Budgeting. Start Seeing.

You don't need another budget you'll abandon in a month.
See where your money goes — without the manual categorization
Try It Free for a Month

Cancel anytime. $4.17/mo after trial.

Sound Familiar?

Budgeting Apps Failed You.
Not the Other Way Around.

You downloaded the app. You set up the budget. You categorized everything for a month. Then life happened.

Hours Spent Categorizing

Every transaction needs a label. Every coffee, every Amazon order, every gas fill-up. You spent more time organizing your money than understanding it.

Budgets That Don't Bend

You set a grocery budget, but groceries cost what they cost. Gas costs what it costs. The budget just made you feel bad about money you had to spend.

The Inevitable Abandonment

Month one: motivated. Month two: slipping. Month three: the app becomes a notification badge you swipe away. Every budgeting app ends the same way.

The Heavy Lifting

Your Bank Sends Gibberish.
Your AI Reads It.

Bank transactions look like PYMT XFER 8842 or AMZN MKTP US*2K4J. Your AI uses what you taught it — plus web search — to figure out what each one actually is. It categorizes up to two years of history, so you see the full picture without waiting.

When it's wrong, you correct it once and it learns. Most people stop correcting within a few weeks.

STARBUCKS #12847
AMZN MKTP US*2K4J
UBER *TRIP 4829
WHOLEFDS MKT #10234
NETFLIX.COM

Here's What You Actually Do

No budgets to set. No categories to maintain. Three things, once.

01

Connect Your Bank

Link your accounts with read-only access through Plaid — the same service behind Venmo and Robinhood. We can never move your money.

02

Train Your AI

Spend a few minutes teaching your AI about your life — your job, your regular stores, your subscriptions. It pulls up to two years of transactions and categorizes them all, so you get the full picture from day one.

03

Open the App and Look

That's it. No daily ritual. Open the app, see how much you've spent and earned, check your net worth, and close it. Under a minute.

The Full Picture

Not Just Spending.
Everything.

Your finances are more than transactions. See your net worth, investments, mortgages, and every account — all in one place.

Net Worth
All accounts
$0

Across 4 accounts

Checking & Savings
Investments
Private Stock
Checking & Savings
$47,200
Investments
$218,400
Private Stock
$86,350
Mortgage
-$300,000
liability
Ask Your Money Anything

Ask Anything About Your Money

Your AI knows every transaction in your accounts. Ask it anything — spending patterns, net worth breakdowns, what-if scenarios. It can even generate custom charts. And if you're technical, connect via MCP and let your favorite AI agent query your financial data directly. Click any question below to see it in action.

Finance AIOnline
Ask anything about your finances...

What's in the App

No feature bloat. No budget templates. Just the tools that matter.

Monthly Spending View

See how much you've spent and earned this month, broken down by category. Updates automatically.

Net Worth

Bank accounts, investments, mortgages, and private stocks — your complete financial picture, one number.

Automatic Bank Sync

Connects via Plaid. Transactions appear within hours. Read-only — we can never touch your money.

AI Categorization

Trained on your life, not generic rules. Handles the cryptic transaction names your bank sends.

AI Chat

Ask questions about your spending in plain English. Get answers with charts when you need them.

Bank-Level Security

256-bit encryption. Read-only bank access through Plaid. Your credentials never touch our servers.

One Plan. One Price.

Try it free for a month. Cancel anytime.

$4.17/month

billed annually at $49.99/year

or $12.99/month billed monthly

  • Connect all your bank accounts
  • AI categorization trained on your life
  • Monthly spending & earning breakdown
  • Net worth across all accounts
  • AI chat for any money question
  • 1-month free trial — cancel anytime
Start Your Free Trial

Done Budgeting?

Connect your bank. Train your AI. Open the app when you're curious. That's the whole thing.

Try It Free for a Month