Accounts
How do I connect a bank account?
Connect checking, credit card, loan, and investment accounts through Plaid.
Quick answer
Use Connect an account during onboarding, the Net Worth tab, or an assistant Connect card. Plaid handles the bank login and Finance AI syncs transactions and balances after the connection succeeds.
Steps
- 1Open Finance AI.
- 2Tap Connect an account, Connect another account, or the assistant's Connect button.
- 3Search for your bank, credit card provider, brokerage, lender, or wallet in Plaid.
- 4Sign in through Plaid and approve the accounts you want Finance AI to read.
- 5Return to Finance AI and wait for the initial sync to finish.
What Finance AI can access
Finance AI uses Plaid to read account balances, account metadata, and transactions. Plaid handles your bank login, and Finance AI does not see or store your bank password.
Connections are used for personal finance tracking: categorization, spending charts, net worth, goals, and assistant answers.
How long syncing takes
New connections can take a little time because banks prepare historical transaction data asynchronously. The app retries in the background, and the assistant will pick up new transactions as they arrive.
- Checking and credit card transactions usually appear first.
- Investment holdings and loan balances depend on what the institution shares through Plaid.
- If an account does not appear, try connecting the institution again and make sure the account is selected in Plaid.