Net Worth
How does Finance AI calculate net worth?
Understand what is included in net worth, account balances, manual stocks, and mortgages.
Updated June 20, 20265 steps
Quick answer
Finance AI adds assets such as bank balances, investments, manual equity, and home equity, then subtracts liabilities such as credit cards, loans, and mortgages.
Steps
- 1Open the Net Worth tab.
- 2Review connected bank, credit, loan, and investment accounts.
- 3Add any private equity or mortgage holdings that Plaid cannot sync automatically.
- 4Refresh accounts if you recently connected a new institution.
- 5Use the time range selector to view net worth history.
Connected accounts
Plaid-connected checking, savings, credit card, loan, and investment accounts feed balances into the net worth summary. The exact data available depends on what your institution supports through Plaid.
Manual holdings
You can add manual stocks, private company equity, and mortgages for assets that are not available through Plaid. Public stocks held in brokerage accounts are tracked through connected accounts; manual holdings are mainly for things Plaid cannot see.
- A mortgage entry can track home value and loan balance.
- A manual stock entry can track shares, price per share, strike price, and exercise status.
- Removing an account from Finance AI also removes its synced transactions from Finance AI.